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  • A new flexible mortgage from LV= allows homeowners to borrow against the equity in their home as and when they need to.
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  • The Financial Services Authority (FSA) has today been criticised over the introduction of new comparison tables.
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  • Unsecured loans will see higher interest rates as lenders lose the capacity to cross-subsidise loans with payment protection insurance, a finance website warns.
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Compare Loans by Credit Profile

Use the tabs below to discover which lenders are more likely to accept your application based on your credit profile. If you are unsure of your credit profile, why not use the credit profile tool above.

 
Product Details Typical % APR Monthly Repayment Interest Rate Apply
Firstplus EXCLUSIVE
Homeowner Loan*
8.2% £197.07 6.8%
Lombard Direct
Lombard Direct (internet)
7.4% £199.90 7.4%
Moneyback Bank
Moneyback Bank Personal Loan
7.6% £200.86 7.6%

Table data based upon borrowing £10,000 / 5 years

* Applicants seeking a homeowner loan are more likely to be accepted although typical APR's may vary.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME.

Loan Articles

Loan deals hard to come by

The credit crunch. Global economic slowdown. You must be sick to death of hearing those phrases. The general downturn seems to have affected everything from mortgage prices to energy bills, the cost of food and even petrol costs. ... Read more

Searching for value

In recent months we’ve seen the Bank of England’s base rate drop sharply from 5.5% at the start of the year to 5% now but despite this, average unsecured loan rates have crept steadily upwards. If you’re planning on consolidating a debt or borrowing to invest in your property then it’s important to be aware of how rates are changing and where the best deals can still be found. ... Read more

Pain in Spain – but not for Wayne

There have been reports that Wayne Rooney’s stag do in Ibiza would set the Manchester United star back some £250,000. The footballer is said to have hired a luxury villa big enough for 17 of his closest buddies and splashed out on the Spanish island for four days of fun. ... Read more

Do it yourself house price rises

House price gloom is everywhere with experts predicting anything between a 10 per cent and 20 per cent losses on the value of homes over the next year. But you can boost your house price yourself if you improve your home. And if you undertake ambitious enough projects then you even remove the need to move house. ... Read more

Sainsbury’s finance expects an increase in loan applications for school fees

Analysis of Government data by Sainsbury's Finance reveals that households are increasingly spending more on education fees. It estimates that in 2006, the latest statistics available, total UK household expenditure on education fees was £8.89 billion. The average annual figure for the period 2002/3 – 2004/05 was £6.73 billion – a difference of £2.16 billion or 32%. ... Read more

View all Loan Articles

Why compare loans?

If you already have a personal loan, the chances are that it is costing you more than it should. Even though there are a number of great opportunities to make your money work harder, most people don’t bother changing their loan and stick with a loan rate that doesn’t reflect the best deal.

By using our search tools to compare loans, you can compare the best offers available from all loan providers in the UK including both personal loans and homeowner loans.

If you are worried about your bad credit history, you can also compare loans that you are likely to be accepted for by completing a few questions about your credit history, this is not a credit check and will not affect your credit rating.

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